How to remove SSN from Cash App: Know All Possibilities

Last updated on October 17th, 2024 at 05:41 am

An SSN (Social Security Number) is a unique number given to U.S. citizens. It’s important to connect your SSN with financial apps like Cash App and Apple Pay to keep your transactions secure. To fully use the Cash App, you need to link your SSN. However, sometimes, people may want to remove their SSN for different reasons (Maybe SSN is blocked)¹. Many people get confused about how to remove their SSN. In this article, we will explain step by step how you can remove SSN from Cash App.

Why Does Cash App Require an SSN?

Cash App requires an SSN to verify your identity and keep your account secure. This helps prevent fraud, money laundering, and other illegal activities. By providing your SSN, you can unlock higher transaction limits and access all of Cash App’s features. It’s also needed to comply with government regulations that make sure financial transactions are safe and legal. Without an SSN, you can still use Cash App, but with limited functionality.

Why someone might want to remove or unlink their SSN?

People might want to remove or unlink their SSN from Cash App for different reasons. Sometimes, there are issues with their SSN, or they simply feel uncomfortable sharing it.

Here are some common reasons:

• Privacy concerns: Some people don’t want their personal information, like their SSN, stored on financial apps.
• Worry about data breaches: They fear their SSN could be exposed if Cash App gets hacked.
• Account closure: They no longer use Cash App and want to close their account.
• SSN blocked or changed: If their SSN has been blocked by the Social Security Administration or they had to change their SSN, they may want to remove the old one from Cash App.
• Switching to another service: They prefer to use a different app that doesn’t require an SSN.

Can I Remove SSN from Cash App?

There is no such function in Cash App through which you can directly remove SSN from Cash App. But there are some indirect methods to remove it using which you can easily remove SSN from Cash App.

Another option available is to delete your Cash App account entirely. By deleting your Cash App account, you can remove your SSN from the platform. Keep in mind that this decision may have implications for your overall use of Cash App, so consider the consequences before proceeding.

How to Remove SSN from Cash App: Two Tested Methods

Cash App does not offer a direct option to remove your SSN once it’s been linked to your account. However, if it’s necessary for you to remove it, there are two tested methods you can try. We will walk you through these methods step by step. The first method is deleting your current account and creating a new one without linking your SSN. The second method is contacting Cash App customer support.

Method 1: Delete Your Cash App Account and Create a New One

1st method is deleting your Cash App account and creating a new one. When you set up a new account, you can skip entering your SSN. Keep in mind, though, that not providing your SSN will limit some features, like sending large amounts of money or using a Cash App Card. Below are the steps for deleting your account and creating a new one without an SSN.

Delete Your Cash App Account

Before you delete your account, make sure you transfer any remaining balance to your bank or send it to another Cash App account. Here’s how to delete your account:

Step 1: Open the Cash App Account You Want to Delete

First, open the Cash App on your mobile phone. Make sure you log into the account you wish to delete. Once the app is open, tap on the “Profile Icon” located in the top right corner.

As shown in the image below.

Step 2: Access the Support Menu

After tapping the profile icon, a dropdown menu will appear. Scroll through the options and tap on “Support” which will be listed in the menu. This is where you’ll start the process of closing your account.
As shown in the image below.

Step 3: Select ‘Something Else’

In the support menu, you’ll see several options. Scroll down and select “Something Else“. This will take you to a new page with additional options related to your account settings.
As shown in the image below.

Step 4: Go to ‘Edit Account Settings’

After selecting “Something Else,” more options will appear on your screen. Find the button labeled “Edit Account Settings” and tap on it. This will allow you to access more detailed account settings.
As shown in the image below.

Step 5: Select ‘Close Your Cash App Account’

On the new page, you will see various options related to your account settings. Find and tap on the option that says “Close Your Cash App Account.” This is the step where you will officially begin the account closure process.
As shown in the image below.

Step 6: Confirm Your Decision

Once you’ve tapped “Close Your Cash App Account” a confirmation page will appear. You will see two options at the bottom of the screen: “Cancel” and “Confirm”. Tap on “Confirm” to close your account.
As shown in the image below.

Step 7: Old Cash App Account is Deleted

Now that your Cash App account is deleted, your SSN will also be removed along with it. Now, you can proceed to create a new Cash App account without linking your SSN.

Create a New Cash App Account Without SSN

After deleting your old account, you can create a new one and skip adding an SSN. Here’s how to do it:

Step 8: Install and Open the Cash App

Reinstall the Cash App on your mobile phone. Once installed, open the app and start the process of creating a new account.
As shown in the image below.

Step 9: Enter Your Email or Phone Number

When you open Cash App, you’ll be prompted to enter your email address or phone number. Enter the information and click “Next“.
As shown in the image below.

Step 10: Enter the Confirmation Code

After entering your email or phone number, Cash App will send you a confirmation code. Enter that code into the app and click “Next” to continue.
As shown in the image below.

Step 11: Enter Your ZIP Code

Next, you will be asked to enter your ZIP code. Simply type in your ZIP code and click “Next” to proceed.
As shown in the image below.

Step 12: Create a #CashTag

Now, you’ll be asked to create a unique #CashTag name. This is the name that people will use to send money to you. You can either come up with your own CashTag or choose a suggested one. Once done, click “Next“.
As shown in the image below.

Step 13: Skip or Adding a Debit Card

After creating your CashTag, you will be given the option to add a debit card. You can fill in the information, or for now, you can also choose to skip this step by selecting the “Skip” button.
As shown in the image below.

Step 14: Skip Entering Your SSN

Finally, the Cash App will ask you to enter your SSN. Since your goal is to remove SSN from Cash App, you should skip this step. To skip, tap the “X” button in the top left corner. Now, you have successfully created a new Cash App account without linking your SSN.
As shown in the image below.

So in this way, you can delete your Cash App account in which SSN was used and create a new Cash App account. In which you will not use SSN. In this way, you can successfully remove SSN from Cash App account very easily.

Watch the Complete Process with the help of the Video:

Method 2: Contacting Cash App Customer Support

If 1st method doesn’t work, you can try this method, you’ll need to reach out to Cash App’s customer support team. Whether through live chat, email, or phone, you can explain your issue with the SSN linked to your account and request assistance in removing it. While Cash App may not always remove the SSN, they will provide guidance on the best solution for your situation. Here’s how to contact them step by step:

Steps to Contact Cash App Support:

1. Open Cash App: Log in to your Cash App account on your phone.
2. Go to the Profile Icon: Tap on your profile icon located at the top right of the screen.
3. Select ‘Support’: Scroll down and tap on ‘Support.’
4. Choose ‘Something Else’: Scroll through the options and select ‘Something Else.’
5. Select ‘Account Settings’: Under this menu, look for the topic related to your SSN or account information.
6. Tap on ‘Chat with Support’: You can start a live chat with a support representative or choose to send an email.
7. Explain Your Problem: Clearly describe why you need to remove your SSN and what issues you’re facing.
8. Wait for a Response: The support team will get back to you with possible solutions, and they may guide you through resolving the issue.

By following these two methods, you can either get help from Cash App support or create a new account without linking your SSN. Keep in mind that using Cash App without an SSN means you’ll face certain restrictions, but for basic transactions, it’s a workable solution.

What happens if I remove SSN from Cash App?

Removing your SSN from Cash App can have several implications, particularly in terms of functionalities and security measures. Here’s a detailed overview of what happens if you choose to remove SSN from Cash App:

Lower Transaction Limits

Without an SSN, you can only send up to $250 per week and receive up to $1,000 per month. This is a major limitation compared to verified accounts, which have higher limits.

Security Concerns:

SSN serves as a crucial element in verifying your identity, and its removal might raise security concerns. Cash App uses your SSN to enhance the security of your account and prevent unauthorized access. Without it, your account may be considered less secure, and certain security features tied to SSN verification may be disabled.

Loss of Account Verification:

Verifying your identity is a key aspect of using financial apps securely. Removing your SSN means that your Cash App account may no longer be fully verified. This can have implications if you’re using the app for various financial transactions, as it may impact the trustworthiness of your account.

Impact on Account Recovery:

In the event of any issues with your account, such as a forgotten password or suspicious activity, providing your SSN is often part of the account recovery process. Without it, the recovery process may be more complicated, and you might face challenges in regaining access to your account.

No Access to Cash Card:

Cash App requires SSN verification to issue a Cash Card. Without it, you won’t be able to request or use a Cash Card for purchases or ATM withdrawals. But you can also get a Cash App card without SSN through other methods.

Is It Safe to Use Cash App Without SSN?

Yes, it’s safe to use Cash App without an SSN, but we don’t recommend it. While you can send and receive money, your account won’t be secure, and you’ll face a lot of limitations. For example, your transaction limits will be lower, and you won’t be able to access important features like the Cash Card or direct deposit. Not having your SSN connected also makes your account less protected in case of any issues.

How can I contact Cash App support regarding my SSN information?

If you want to contact Cash App support about your SSN, it’s pretty simple. You can reach out to them through their helpline number, live chat, or email. When you contact Cash App support, just mention that you need help with your SSN information.

If the regular support team can’t help with your SSN issue, don’t worry—they will forward your request to the department that handles SSN-related matters. So, there’s no need to stress. Just follow the steps, and they’ll guide you through the process!

Legal and Illegal Aspects of Removing SSN from Cash App

Cash App lets you use it within a limit without an SSN. This is done so that new Cash App users can try the app and see how it works without entering their SSN. After using it for a few days, they can add their SSN to verify their account for future use.

However, don’t think that Cash App will allow you to use it without an SSN forever. There are some legal and illegal aspects involved, which are explained below.

Legal Requirements for Providing SSNs:

The cash App is required by law to collect SSNs for identity verification², as it helps in complying with federal regulations such as the Bank Secrecy Act and Anti-Money Laundering laws. Removing your SSN could prevent Cash App from meeting these legal obligations, which is why it cannot be easily unlinked once provided.

Is it Illegal to Avoid Providing SSN?

It’s not illegal to use Cash App without providing your SSN, but your account will have limited functionality. However, attempting to use fake information or bypassing verification with fraudulent means can result in account suspension or legal actions.

Consequences of Trying to Remove SSN Illegally:

If you attempt to remove or alter your SSN information through unauthorized methods (such as using third-party tools or false documents), it could violate federal laws and result in penalties, account termination, or legal consequences.

Data Protection:

Some people might want to remove their SSN from Cash App because they worry that their data isn’t safe on a financial app. But that’s not true. All the information Cash App collects, like your legal name, email address, phone number, address, and Social Security number, is protected under their copyright and trademark policies.

If, for any reason, your data is breached, Cash App uses methods like the Cash App settlement to address the issue. People can apply for the settlement to receive the amount set by Cash App in such cases.

Conclusion.

Removing your SSN from the Cash App is not straightforward, and while it can be done indirectly, it comes with significant limitations. Your account will lose essential features like higher transaction limits, Cash Card access, and overall security. For most users, linking an SSN ensures a more secure and verified experience. If privacy is your main concern, consider the trade-offs carefully or contact Cash App support for assistance.

Always follow legal guidelines and use official methods to manage your account.

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Disclaimer: The information provided in this article is for educational purposes only and should not be construed as legal advice. Cash App’s policies and legal obligations regarding Social Security Numbers (SSN) are governed by federal regulations. Attempting to bypass these regulations may result in legal consequences. Always consult with a legal or financial professional if you have concerns about your SSN or Cash App account.

1. SSA [↩]
2. GOA [↩]